PRESENT
- new delivery of products created millions of jobs (Amazon hired most people in US, Kroeger looked for 60k people)
- recent acceleration of whatever was going to occur in education digitally, media, entertainment, food security, food distribution/delivery, health care (telemedicine and that's not going to change), finance. With this, dependence.
- PayPal market cap increased more than the value of Goldman or Citi (although people seem to hate PayPal)
-immigration and migration. someone in Zambia can see what life is like in Europe, unlike 20 years ago. they've seen the success.
- cost of capital went down dramatically for entrepreneurs, and in much bigger quantity (short end rates are close to zero)
- people who have just an idea can tap into this network (whatever, finance, entertainment)
- aging world, life expectancy
- easier to sell online for whatever company or producer. easier to ship like Amazon Prime
- microfulfillment centers (10k sq feet)
- most manufacturing done in one area (southeast asia) and has to be sent to others
- age-technology gap. forced to understand various techs to solve their problems

FUTURE (just add to the end of each line 'without tracking or invading privacy rights')
- developing markets are not going to develop as the US and Europe did. We're not going to have 10k bank branches. That will be in the past
- ability to load DNA/blood onto a phone and have a doctor someplace
- sequence entire gene sequence for patient and provide customized medicine
- borderless (access to talent, hire your software, business development, etc)
- translation tools, 'perfectly,' language barrier (ease pressure on immigration and hiring talent from anywhere in world)
- doctors supervising surgery via internet
- deploying faster medical aid
- how can we get food to places that need it (without tracking or invading privacy rights)?
- senior citizens not mobile. can't go get food or to the doctor or the pharmacy.
- AI disruption (suggested)
- Customized education, the student who needs tutorial in math or physics
- Customized products
- instant consumer gratification
- Dont need physical schools, which cost a lot, to educate. Hospitals cost a lot.
- Coupon a better model for e-commerce. Order at 2am get it at 7am. Anything, groceries. Delivering all day long
- you dont need to be in an office to get productivity
- Superapps (currently in Asia) which do everything, ride sharing, teledance, entertainment (Superconcentration of power)
- connectivity (mobile phones)
- service provided for aging population (more old than young)
- healthier food products, different ingredients (ice cream but not dairy).