‘New collar’ jobs (actually a 2016 coining). ‘I am always sceptical of new phrases.’ You need some training but not necesarily a college degree. You do need to get the training, the experience. 2008 returnships at Goldman, mostly for moms who wanted to go back, veterans, people who had a gap in their resume. Student debt, college grads not trained for the particular job they're going into, and tradeschools doing ‘better.’