Non-performing auto loans

Repos. Although you won't lose your house right away if you miss a payment, if you don't make a payment for your car they'll repossess it.

Loan to value 140%. (What you could get for the car if you sold it compared to what you paid for it).

Anecdotal is that most of the repos are from loans for 2020 and 2021. Lots of people making $2500 with car payments of $1000 (at that income level most financial advisers recommend $500).

Prime repos (high credit scores) usually is 2% and is now 4%.

Sub-prime repos (towing a car out of a driveway) have doubled to 11%.

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