Shadow Banking (middle market and credit lenders) will step up to fill void of banks not being able

Apr 04, 2023
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Shadow Banking (middle market and credit lenders) will step up to fill void of banks not being able to loan - Bruce Richards

Best lending environment in a generation. 12 - 14% on direct lending. (The base rate has moved up from 0 to 5%, and spreads are then spread off of that 5%.)

There are 300 banks in the US that will need to raise capital ,won't be able to, and will have to sell down assets. Meanwhile, deposit outflow will continue in waves.

Weaker equity prices for regional banks. Fed will provide liquidity, it has tools from 08, so there won't be a liquidity crisis.
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<div>Shadow Banking (middle market and credit lenders) will step up to fill void of banks not being able to loan - Bruce Richards</div><div><br></div><div>Best lending environment in a generation. 12 - 14% on direct lending. (The base rate has moved up from 0 to 5%, and spreads are then spread off of that 5%.) <br></div><div><br></div><div>There are 300 banks in the US that will need to raise capital ,won't be able to, and will have to sell down assets. Meanwhile, deposit outflow will continue in waves. <br></div><div><br></div><div>Weaker equity prices for regional banks. Fed will provide liquidity, it has tools from 08, so there won't be a liquidity crisis. <br></div>
Shadow Banking (middle market and credit lenders) will step up to fill void of banks not being able to loan - Bruce Richards

Best lending environment in a generation. 12 - 14% on direct lending. (The base rate has moved up from 0 to 5%, and spreads are then spread off of that 5%.)

There are 300 banks in the US that will need to raise capital ,won't be able to, and will have to sell down assets. Meanwhile, deposit outflow will continue in waves.

Weaker equity prices for regional banks. Fed will provide liquidity, it has tools from 08, so there won't be a liquidity crisis.

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